You worked for what you own. Now let it work for you.

Use the value in an eligible paid-off vehicle, RV, equipment or other asset to access financing in Alberta.

Start My Application Loan Calculator

See if your asset may qualify

What would you like to use as collateral?

Is it paid off in full?

Financing for real life.

Family loading a vehicle with groceries and hockey gear

When life doesn't wait.

Cover an unexpected expense using the value already sitting in a paid-off vehicle or RV.

Contractor standing beside a pickup truck at a job site

When opportunity comes up.

Access financing secured by your truck or equipment to take on the next job.

Business owner beside a branded truck, trailer, and equipment

When your business needs room to move.

Put a commercial vehicle, trailer, or equipment to work as security for your business.

You may already have what you need.

Select a category to see if your asset may qualify.

SUV and pickup truck parked with a mountain backdrop

How Cash Today works

Start your application

Tell us about yourself and the asset you'd like to use as collateral.

We review your eligibility and asset

Cash Today reviews the information provided against our underwriting requirements.

Review your options

If eligible, you'll review available terms before completing any agreements.

What you’ll need

For applicable asset-secured applications, applicants need:

A valid driver's licence
The asset paid off in full, with no current payments owing
No outstanding lien on the asset
Valid insurance and registration where applicable
Not currently bankrupt or in an active consumer proposal

Additional underwriting requirements may apply and vary by collateral type.

See the numbers before you apply.

Move the sliders to see an estimate for your loan amount and term.

Cash Today customer checking loan estimates on a phone

Estimate your loan

Illustrative amount range — final min/max pending confirmation

Requested loan amount$5,000

$1,000$25,000

Loan term12 months

1224364860

Requested loan amount: $5,000
GPS / Storage: $610.00
Amount financed: $5,610.00
Annual interest rate: 34.99%
Estimated interest: $1,119.20
Lien fee: $55.00
Estimated monthly payment: $565.34
Estimated total repayment: $6,784.20

Calculated as declining-balance amortization at 34.99% annually, with a $610 GPS/storage charge financed into the interest-bearing amount and a $55 lien fee distributed evenly across the term (not interest-bearing). Illustrative only — actual terms depend on Cash Today underwriting and are provided before signing. This is not an application and does not guarantee approval.

Start My Application

Personal vehicle used as loan collateral

Personal / Title Loans

Use a personally owned, eligible paid-off asset — car, truck, RV, boat, and more — as security for financing.

Check My Eligibility

Commercial vehicle used as loan collateral

Commercial Financing

Put the value of an eligible commercial vehicle, trailer, or equipment to work for your business.

Start Commercial Application

Customer reviews

“This company is awesome. They helped me when I needed urgent help. I love how they text reminder for payment. This is SUPER helpful. Amazing staff. I appreciate everything and the understanding whenever I needed help with payment arrangement. I will definitely return if I ever need any future assistance.!!!”

Ashley Singh

“Great customer service..was quick and painless.”

jamie metz

“What a good experience. No hidden fees, easy monthly payments, great communication with and from Josh. Will be reloaning.”

Skip

Ashley Singh

“Great customer service..was quick and painless.”

jamie metz

“What a good experience. No hidden fees, easy monthly payments, great communication with and from Josh. Will be reloaning.”

Skip